Principal Financial Group Inc. has come out with a retirement plan enrollment workbook designed to neutralize employee inertia.
The workbook features a 3-step process that begins with persuading employees to decide how much to save, then has the employees choose between a "do it for me" and a "do it myself" investment style, and finally has the employees fill out enrollment forms.
Principal also can customize the workbook to include or exclude features such as automatic enrollment provisions or employer match provisions.
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