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12 Best US Cities for Retirement: 2019

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(Related: 12 Best States for Retirement: 2019)

Two in three workers in a recent survey said they were at least somewhat confident they would have enough money to retire comfortably, but only about one in five said they were very confident they would be able to do so.

Where does this leave the majority of people approaching retirement? Some will continue to work, according to WalletHub. The personal-finance website noted that workers this year planned to retire at 65 on average, citing Gallup polling, up from 60 in 1995.

Another option is for retirees to move to a less expensive location without sacrificing the lifestyle to which they have become accustomed.

WalletHub researchers looked at the retirement friendliness of 182 U.S. cities, including the 150 most populated ones and at least two of the most populated cities in each state, comparing them across four dimensions: affordability, activities, quality of life and health care. They evaluated those dimensions using 46 metrics and grading them on a 100-point scale, with 100 representing the most favorable retirement conditions.

For example, retirees wanting to be surrounded by people like themselves can move to Pearl City, Hawaii, where 23% of the population is 65 or older. In Juneau, Alaska, 28% of workers are in that age bracket.

In St. Louis, retirees can find 50 home health care facilities per 100,000 residents, the highest saturation of all cities in the study.

Laredo, Texas, offers the lowest adjusted cost-of-living index for retirees — nearly three times lower than in San Francisco, which has the highest.

Check out the gallery for the 12 most retirement-friendly cities in the country, according to WalletHub.

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