Home care claims may account for a growing percentage of new U.S. private long-term care insurance claims.
The American Association for Long Term Care Insurance has reported data supporting that possibility in a summary of results from a new survey of LTCI issuers.
AALTCI found that the percentage of new LTCI claims filed for insureds getting care provided in the home increased to 54 percent in 2016, from 51 percent in 2011.
The percentage of new claims filed in connection with nursing home care fell to about 30 percent, from 31 percent.
Most of the other new claims were for people living in assisted living facilities.
Insurers paid a total of $8.7 billion in LTCI benefits for 280,000 insureds in 2016, up from $6.6 billion in benefits for 200,000 insureds in 2011, according to AALTCI.
The average amount of benefits per insured fell to about $31,000 in 2016, from about $33,000 in 2011.
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