When Steve Wruble of RiskX investments talks about time horizons, he thinks in in terms of days rather than years.

“Ninety days is the time horizon,” he said in this video interview from the Morningstar Investment Conference, eschewing the idea of clients hewing to a 10-year plan, when every three months they receive a quarterly statement.

Wruble, who has held many jobs at RiskX from “sweeping floors” to CIO, currently describes his position as building a team of “high quality analysts” that can lay out the tactics and strategy needed to ensure the firm’s goal of ensuring that at least half of a portfolio is shielded from risk.