The federal government is promoting a personal finance math curriculum that includes 12 references to stock and 14 to car insurance but none to life insurance, disability insurance or private retirement savings vehicles.

Scholars at the University of Missouri-St. Louis created the new Money Math: Lessons for Life program together with the JumpStart Coalition for Personal Finance, Washington, and Citigroup Inc., New York.

The 4 program lessons combine middle school math with information about personal finance.

The Bureau of Public Debt, an arm of the U.S. Treasury Department, will help distribute the curriculum to teachers, Treasury officials report.

The government also has posted a copy of the Math Money curriculum on a Financial Literacy and Education Commission Web site, at Document Link

In addition to including references to stock and to car insurance, the lessons include 2 references to health insurance, 1 to federal bank deposit insurance, and 11 references to the Federal Insurance Contribution Act.

The lessons also include 11 references to Social Security and 11 to Medicare.