Bad Days Mean Bad Investments for Clients
Your clients’ moods affect their investment decisions and willingness to take on risk, research shows.
Top Portfolio Products: New Indexes from ArthVeda; ETFs from Guggenheim and State Street
How State Street's new Natural Resources ETF redefines the label.
Munnell Report Rattles DC vs. DB Plan Debate on Investing, Fees
A white paper co-authored by Alicia Munnell questions the conventional wisdom about DC plan participants versus DB plan participants on investing skills and fees.
An Advisor’s Year-End To-Do List, Pt. 1: RMDs and Harvesting
As 2015 nears its end, these two action items should be on every advisor’s list.
Consumer Credit Card Debt Near ‘Unsustainable’ Levels: CardHub
Consumers paid off almost $35 billion of credit card debt in Q1, then racked up another $53.3 billion over the next two quarters, CardHub reported.
To Delay Social Security Claiming, Offer Lump Sum Benefit: Report
Olivia Mitchell and her fellow researchers find that many workers would delay starting their benefits, and work longer, if they received a lump sum.
Investors See Turbulence Ahead; Confidence Somewhat Shaky
Investors who are not retired are significantly more optimistic than retirees who are concerned about the purchasing power of their retirement savings, Wells Fargo found.
RIAs Are Big Favorite of Retirement Plan Sponsors Over Non-RIAs
A big reason plan sponsors like RIAs is that they use the same “investor-first approach” as they do with other investors, TD Ameritrade survey finds.
Don’t Expect Higher CD Rates When Fed Hikes: Bankrate
“Banks will likely use a rate hike as an opportunity to boost their margins,” says Bankrate’s Greg McBride.
Delayed Gratification a Risky Move for Investors
Not only do most people want instant gratification, they also believe that waiting too long for something implies greater risk, says researcher Michael Bixter.