Lou Harvey: Retirement Advisors’ Value Is Misunderstood
The Dalbar CEO says the consumer media's focus on investment returns and plan expenses overshadows the challenges advisors overcome to foster retirement security.
What Makes Sequence of Returns Risk So Dangerous
Ron Surz uses a thought experiment to clarify sequence of returns risk and its perilous implications for target-date investors.
Ordinary Americans Shouldn’t Need a Ph.D. in Finance to Retire
Morningstar spotlights research on the behavioral barriers that derail Americans from saving for retirement.
10 Myths About Risk Tolerance and How to Accurately Measure It
There are many myths about risk tolerance and how it can be applied in financial planning. Two authors from FinaMetrica clear up the confusion.
Women Have More Positive Experiences, Negative Emotions About Retirement
Women have more positive experiences in retirement but are also more stressed than men, according to a recent study by MassMutual Retirement Services.
Many Americans Clueless on How to Spend Retirement Savings
More than half of retirement savers in a survey had no plan for how to access and stretch their money once they retired.
Early Retirement Not Just for the Wealthy
More than a quarter of workers plan to retire before 65, according to data from Allianz. And it’s not just high earners.
The Obvious Retirement Risk That’s Not in the Models
A new, award-winning research paper argues that the financial planning models advisors are using fail to match retirement reality.
3 Essential Elements to a Life Well Lived: US Trust
Three factors are most essential to a “life well lived,” according to the 2015 U.S. Trust Insights on Wealth and Worth survey.
When Does Money Matter Most?
In research reported in Psychology and Aging, Michigan State researchers confirmed a link between income and happiness, especially at certain times of life.