5 Things Advisors Should Know About the Democratic Platform
The proposals that Hillary Clinton has announced are "fairly modest from a macroeconomic point of view," a UBS report says.
Pension Plan Annuity Elections: Another Retirement Planning Gamble
Following up on the Social Security claiming "gamble," here's another complicated retirement income issue: deciding on the best pension payout.
Retirement Outlook Improves 'Somewhat' as Workers Embrace Auto-Features: Survey
Retirement savers are more optimistic about how much they’ve saved, but inertia and competing demands keep them from saving more, a J.P. Morgan survey says.
Annuities as an RMD Answer: Navigating Potential Pitfalls
There are valid reasons for an annuity-within-an-IRA strategy, but a poorly executed annuity purchase strategy can cause unnecessary expenses.
Best Age to Start Claiming Social Security? It's Really a Gamble
All you have to do is Google the phrase “When is the best age to take Social Security?” and you’ll get endless advice on the perfect timing for taking Social Security, even though not one single advice-giver knows anything about you.
How to Comply With IRA Comp Rules Under DOL Fiduciary
Advisors beware: It’s a prohibited transaction for tax-qualified, ERISA-governed retirement plans, including IRAs, to pay more than reasonable compensation to the plans’ service providers.
Top Portfolio Products: ARK Launches 3D Printing ETF
The PRNT ETF tracks the Total 3D-Printing Index, which includes 40 stocks in 3D printing and related businesses such as computer-aided design.
How to Save Retired Clients Thousands in Medicare Costs
Wealthier clients can save tens of thousands of dollars in Medicare premiums by using savings vehicles that the government doesn't consider in its income calculations.
Investors Are Getting Ripped Off on Index Fund Fees, Lawsuits Say
New York Life employees allege that its MainStay S&P 500 index fund in their 401(k) has much higher fees than comparable index funds.
Social Security Bill Would Raise Retirement Age, Slow COLAs
The Save Our Social Security Act employs a combination of revenues, benefit adjustments and raising the retirement age while preserving early retirement.