Why Most U.S. Pension Plans Will Shaft Their Participants
The world is already facing a $427 trillion retirement savings shortfall.
Bill With Fiduciary Rule Ban, ACA De-Funding Nears House Floor
One provision in H.R. 3354 would ban use of plan fees to keep the public exchange system going.
Public Pensions Are a Good Deal for Taxpayers, Group Argues
Dismantling public pensions would be costly and short sighted, the National Conference on Public Employee Retirement Systems asserts.
Spousal Consent Rules and Marriage Contracts
With respect to ERISA-qualified plans, spouses have certain rights that cannot be taken away without their advance written consent.
When Should Small Businesses Convert SEPs to 401(k)s?
Some small business owners may have started out with a SEP IRA for convenience but circumstances change.
A Portrait of the Student Loan Borrower: Older, Deeper in Debt, More Likely Delinquent
The student loan debt crisis is worsening in ways that go well beyond the size of the debt, the CFPB reports.
Married Women Need Their Own Financial Plan: Study
The recommendation from the Center for Retirement Research is based on data showing that many women don't stay married.
Social Security Working Retirement Tax: Which Spouse’s Earnings Count?
Working while claiming Social Security may be common but so are complications, which magnify the advisor’s role in providing guidance.
Inflation Is Americans’ Top Economic Worry: Allianz Life
The Allianz Life 2017 Inflation Study finds a majority don't have a plan that addresses the rising cost of living in retirement.
Fewer Millennials Thinking About Finances: Navy Federal Credit Union
The credit union surveyed military and civilian millennials and found both groups may be less financially sound than they think.