Under the Hood: Life Expectancy and Financial Planning
To make an adequate financial plan, you must assume a certain life expectancy for the client. Here's how to get started.
What’s the Viability of the Social Security Trust Fund?
Understanding how the Social Security program works is key to dispelling fears and avoiding bad claiming decisions.
Top 10 Rollover Mistakes
The Internal Revenue Service gave advisors some much needed guidance regarding the ever-challenging issue of rollovers as 2014 drew to a close.
Managing Risk to Create Retirement Income
In turning its attention from accumulation to decumulation, the 401(k) industry created new products to solve income needs, but they came with significant disadvantages, according to the presenters from Milliman during a session at Schwab Impact in November.
The ERISA Mystery Part II: Model Portfolios in Participant-Directed Plans
The Department of Labor is charged with enforcing retirement plan participant disclosure rules, commonly known as the 404(a)(5) rules.
Rodriguez, Faber, Arnott: Research’s 2015 Prediction Panel
John Buckingham and Nicole Gelinas round out Research’s expert investment roundtable, assessing opportunities and risks for the coming year.
In a First, Plan Sponsors Say Top Priority Is Retiree Outcomes
Retirement plan sponsors are taking a greater interest in their participants’ retirement outcomes, according to Fidelity’s fifth annual Plan Sponsor Attitudes survey.
Well-Off Women Gain Investing Prowess, Relish Making Money
The vast majority of affluent American women in a new Wells Fargo survey said they “enjoy making and accumulating money.”
IRS Pushed to Crack Down on ‘Mega IRAs’
GAO report offers recommendations to IRS on reining in large retirement accounts with hard-to-value assets.
Just 35% of Pre-Retirees Turn to Advisors: TIAA-CREF Survey
Even fewer of those polled say they have calculated their retirement income needs.