Solving the Retirement Income Puzzle: Gamma and the Tax Efficient Frontier
You know about alpha and beta, but you should know about gamma, which provides advisors with the foundation to help clients boost retirement income.
Annuities as an RMD Answer
Combining a fixed income annuity product with an IRA can help solve, and simplify, a client’s required minimum distribution compliance.
7 Threats That Can Derail a Client’s Retirement
Beyond basic threats to retirement income like market risk and interest rate risk, here are seven issues that advisors often overlook.
Making the Annuity Fit: IVAs vs. Structured Annuities
If understood and then used properly, indexed variable annuities and structured annuities can perform a significant role in a client’s portfolio.
As Clients Age, Stock Up on Stocks: Kitces
Traditional wisdom dictates that clients’ allocation to equities should decline as they get older, but Michael Kitces questions this strategy.
GLWBs and LIBRs: Which Annuity Rider Fits Your Client?
When it comes to annuities, guaranteed lifetime withdrawal benefits and lifetime income benefits are two of the more easily confused rider options.
Variable Annuity Sales to Hit $22 Billion by 2018: Cerulli
Annuities tied Roth IRAs as the most unsolicited product requests made by investors to their advisors, Cerulli says.
Avoiding the Generation-Skipping Transfer Tax on Life Insurance Proceeds
The Tax Facts experts answer questions about the generation-skipping transfer tax on payments of the proceeds of life insurance and annuity contracts.
Top 20 Companies for Annuity Sales: 2013
Total annuity sales, which include variable and fixed annuities, saw the largest quarterly percentage increase in 11 years, LIMRA reported.
Retirement Income Windfall: How to Get a Social Security Lump-Sum Payment
By creatively timing when your client first receives Social Security payments, that client can receive a lump-sum payment that can unlock many options.