Indexed Annuities Meet GLWBs. The Perfect Product?
When it's available, two-thirds of indexed annuity buyers add a GLWB rider, even though it may not be appropriate for all clients.
What to Consider When Clients Want to Surrender Their Variable Annuity
Clients considering the surrender of an annuity product have many factors to weigh before determining whether walking away is the wisest course of action.
Reforming Annuities’ Image Problem: New Focus on Risk
Responding to company buybacks and modifications to existing VAs, major carriers have released new fixed and variable annuity offerings meant to manage risk for carriers and investors.
Are Variable Annuity Guaranteed Benefits on Their Way Out?
Clients who purchased VAs with lifetime guarantees need to stay alert: nervous insurance companies issuing these guarantees may soon seek substantial modifications to outstanding contracts.
Top 5 Trends Altering Annuities: 2013
Six months into 2013, several trends have emerged that are making insurers reposition and reinvent their products, strategies and services.
How to Evaluate Lower-Priced Guaranteed Lifetime Income VAs
Asset allocation is more important than ever in newer variable annuities.
FINRA Issues Top 10 Watch List for 2013
ETFs and variable annuities are among the 10 products and regulatory areas in the regulator’s sights.
Variable Annuity Outlook 2013: Tough Road Ahead
Sun Life Financial’s announcement that it will exit the business is the latest in a growing trend. The main culprit is that many variable annuity products hedged their exposure incorrectly.
SEC Socks MassMutual With $1.6 Million VA Penalty
The SEC on Thursday charged Massachusetts Mutual Life Insurance Co. with securities law violations for failing to sufficiently disclose the potential negative impact of a “cap” it placed on a complex investment product that investors were planning to use for retirement.
Alternatives & Annuities: The Right Mix for Advisors?
It’s a new world when it comes to baking alternative investments into variable-annuity contracts, experts say.