Deferred Income Annuities: More Than Just Longevity Insurance
In the ongoing hunt for stable, pension-like retirement income sources, deferred income annuities (or DIAs) are heating up as an increasing number of insurance carriers have begun to offer the products.
9 Tax Breaks Expiring at Year’s End
Make sure your clients take advantage of these breaks before it's too late.
Pensions Crushing Growth of Local Government Revenue
Report by Manhattan Institute explains why taxpayers will see no benefit from revenue surge.
What Advisors Need to Know About the New Reverse Mortgage Rules
Get ready to field more questions about the pros and cons of reverse mortgages — and how to use them as an estate planning tool.
How to Prospect for Clients by Coordinating Social Security Benefits
Many advisors don’t know how to educate clients on integrating Social Security into their retirement plans -- and advisors don’t realize that such knowledge can be an entry point for new lead generation, says PlanMyBenefit.com’s Seth Stewart.
Clients Are an Advisor’s Biggest Competition, Says Principal Survey
Advisors’ biggest competition comes not from other advisors but from their own clients’ human nature, according to the results of a Principal Financial Group study.
Critics Slam Obama Budget Over Entitlement Cuts, Retirement Savings Cap
President Obama called his just-released budget a “fiscally responsible blueprint for middle-class jobs and growth,” but critics derided it for cutting Social Security and Medicare and capping retirement savings.
When to Begin Social Security? Even Advisors Aren’t Sure
Here's a scary thought: Social Security is the largest source of retirement income for most Americans. Just as troubling is the confusion over when to start taking it.
Advisors, Rethink Your Role in Roth IRA Conversions: ING
Retirement plan advisors can grow their business by showing sponsors how participants can now convert pretax dollars to an after-tax Roth account, says ING's Kaplan.
Selected Provisions of the American Taxpayer Relief Act of 2012
The experts of Tax Facts have produced this comprehensive analysis of selected provisions of the American Taxpayer Relief Act of 2012 (the Act) to provide the most up-to-date information to our subscribers. This supplement analyzes important changes to the tax code with emphasis on how these developments impact Tax Facts’ major areas of focus: Employee Benefits, Insurance, and Investments.