Milevsky Warns: Beware of Annuity Ignorance
Today’s sensationalized characterization of annuities as products of unremitting evil or of unsurpassed virtue completely misses some essential points of wisdom advisors need to know about properly using them, Moshe Milevsky says.
Injecting Some ‘Forethought’ Into VA Space
Firms are entering the variable annuity space with new product issues—are they crazy? Like a fox, some would say.
Predicting an Independent Future; Shining at Client Negotiation: June Research—Slideshow
The June issue of Research magazine covers territory ranging from the future of the independent advisory space to why annuities are so popular in Chile.
Investing for a Lifetime With Life-Cycle Investing
A decade ago, Paula H. Hogan had one of those incredible a-ha moments. It was profound, with deep implications for the advisor’s business—perhaps even for the entire financial services industry.
Michael Finke: Is the 4% Rule Folly?
What began as a good-faith exercise to point out the risks from withdrawing too much each year from a retirement portfolio has gained a mythic and potentially unhelpful place among advisors.
What Advisors Don’t Know About Variable Annuities: Market Conditions and VAs
In part four of our series, we look at how market conditions affect variable annuities. VAs may appear, on paper, to be a win-win, but the reality is more nuanced.
Rekindling Equity Enthusiasm; Optimizing Annuity Options: March Research—Slideshow
"Stocks: A Hard Sell," the cover story by Ellen Uzelac, details how client enthusiasm for equities has taken a hit in recent years. The Annuity Analytics column, by Prof. Moshe Milevsky, offers advice on how to make the most of guaranteed living benefits in annuity contracts.
Ranking 401(k) Transparency; Avoiding Liquidity Temptations: January Research—Slideshow
Research magazine teams up with consulting firm Dalbar to present retirement plan transparency rankings. New regulations mandate that 401(k) plan service providers convey detailed disclosures, especially about fees.
Warning on VAs to Advisors: Be Afraid. Be Very Afraid.
Glenn Daily, insurance expert and variable annuity dissenter, says the complexity of these products’ guaranteed benefits is beyond most advisors’ ability to assess.
This Is Your Client’s Brain on Finance
Neuroscience can help us understand which advising strategies are most likely to succeed and why the most rational plan isn’t always the most effective.