U.S. Debt Path ‘Unsustainable’ Thanks to Social Security, Health Care: CBO
The Congressional Budget Office predicts rising debt and growing budget deficits in the next 25 years.
As Population Ages, It’s Not Your Grandma’s ‘65 and Older’
Census data show big changes among the 65-and-older set in Internet usage, causes of death and a rise in the older dependency ratio.
NAPFA Bans Stakes in Commission-Based Firms
The association will no longer allow members to hold a 2% ownership interest in a financial services firm that receives transaction-based compensation.
Health Care Warning: Retiring at 62 Could Cost You $50,000
A couple retiring at age 62 instead of 65 could face $50,000 in extra medical bills, Fidelity says.
Ritholtz: What’s the Penalty for Pundits Who Get It Wrong?
Barry Ritholtz wonders why there are no repercussions for economists, like Arthur Laffer, whose predictions miss the mark entirely.
HSAs: An Unconventional Retirement Income Planning Tool
The health savings account can actually function as a powerful retirement income planning vehicle for clients looking to supplement their retirement savings.
Slow and Steady Wins the Succession Plan
“We see it as a process, not a triggering event; not something that just happens and then it’s all done,” LPL's Richard Dragotta said.
Critical Care: The Far-Reaching Effects of Medical Identity Theft
The words “identity theft” conjure up a pretty frightening picture. However, medical identity theft can not only threaten your clients’ financial well-being, but their lives as well.
Social Security: Then, Now and the Future
To understand Social Security's future, you have to know its past. A Social Security primer, with some surprising facts about who benefits most and least.
If You Go Indie, Will Clients Follow? The Great Leap of Faith
Going independent requires not just careful cost-benefit analysis but also a focus on your clients’ confidence—and your own.