Curbing the Costs of Long-Term Care
From asset-based insurance to tax-qualified annuities, there are plenty of options for LTC cost planning that don't require gambling on the likelihood of needing care.
Ask the Advisor: Long-Term Care Advice
Retirement planner Susan John, founder and president of Financial Focus Inc., discusses the LTC market and how advisors can best help their clients understand it.
Court Eases Use of Annuities to Avoid Medicaid Spend-Down
U.S. Appeals court clears path for using Medicaid-compliant annuities to provide income to one spouse while the other gets LTC coverage through Medicaid.
Long-Term Care Becoming Less Affordable for Retiring Boomers
Assisted living, in-home help and other forms of LTC could become increasingly difficult for retiring boomers to afford, a recent Genworth USA study revealed.
LTC’s Future Lies in New Crop of Hybrid Products
New asset-based long-term care insurance products can allow your clients to obtain affordable coverage on an almost risk-free basis.
Single Women Shopping for LTC Insurance Better Start Now
This spring, insurers started introducing new policies that charge single women between 40% and 60% more than their male counterparts, says AALTCI.
Start LTC Planning Now, Save a Bundle Later: Genworth
Families could save almost $11,000 per year on out-of-pocket expenses for long-term care if they started planning a little earlier, a Genworth report found.
Attracting and Serving the HNW Client in Retirement
A top-advisor roundtable at Think Retirement Income conference talks education, managing expectations and "taking a horizontal approach."
Estimating Long-Term Care Costs in 2013 and Beyond
No matter when they plan to retire, Americans in their 60s, 50s and even 40s need to start planning and saving for LTC expenses.
4 Reasons Americans Skip LTC Insurance
SCAN Foundation, a think tank, looks more deeply at why Americans fail to plan for LTC.