Premium Increases Expected for Long-Term Care Insurance
Longer life spans and medical issues leave policyholders facing huge hikes.
Despite Their Financial Power, Women Save Less Than Men: Merrill
Women tend to accumulate less than men in retirement savings despite the fact that they now enjoy more financial power than ever, says Merrill Lynch.
Does the independent advisory industry really need another study?
Top 3 Issues Advisors Will Face in 2014, Part 3: Demographic Dilemma
We may already be past the point of no return for the industry’s nascent train wreck: the advisor shortage. Plus, the bear-market wild card.
Curbing the Costs of Long-Term Care
From asset-based insurance to tax-qualified annuities, there are plenty of options for LTC cost planning that don't require gambling on the likelihood of needing care.
Ask the Advisor: Long-Term Care Advice
Retirement planner Susan John, founder and president of Financial Focus Inc., discusses the LTC market and how advisors can best help their clients understand it.
Long-Term Care Becoming Less Affordable for Retiring Boomers
Assisted living, in-home help and other forms of LTC could become increasingly difficult for retiring boomers to afford, a recent Genworth USA study revealed.
LTC’s Future Lies in New Crop of Hybrid Products
New asset-based long-term care insurance products can allow your clients to obtain affordable coverage on an almost risk-free basis.
Single Women Shopping for LTC Insurance Better Start Now
This spring, insurers started introducing new policies that charge single women between 40% and 60% more than their male counterparts, says AALTCI.
Start LTC Planning Now, Save a Bundle Later: Genworth
Families could save almost $11,000 per year on out-of-pocket expenses for long-term care if they started planning a little earlier, a Genworth report found.