How to Dodge the New Medicare Surcharge Bullet
The new Medicare “Doc Fix” law will subject more retired clients to the highest Medicare premium rates, but planning techniques can minimize the impact.
Helping Retirees Dodge the Medicare Income-Based Surcharge
You can alter a client’s investments to generate income that is excluded from Medicare’s income calculation, but the time to plan is now.
New Features Prompt Reassessment of Whole Life Insurance
Insurance carriers have taken steps to bring whole life products back to relevance in today’s competitive environment.
How to Build Your Own Solution to Long-Term Care Insurance Scarcity
Hybrid annuity products that combine the estate and income planning features of an annuity with the protection of LTC insurance are becoming increasingly popular.
Reversionary Annuities: A Low-Cost Way to Protect Surviving Beneficiaries?
Reversionary annuities are a low-cost way to ensure that a surviving beneficiary will have adequate income after the death of another.
Year-End Tax Planning: Are Variable Annuity Losses Deductible?
Yes, losses inside a variable annuity are deductible, though the reporting process is tricky, and VA surrender charges are not.