The Life Insurance Fiscal Cliff: No Tax Preference Is Safe
The potential elimination of many tax preferences currently afforded life insurance is one facet of today’s fiscal cliff discussions that is often overlooked. In today’s political environment, no tax preference is safe.
In Insurance We Trust—Too Much?
Trusts often rely on insurance policies for a variety of purposes, and if trustees do not actively manage those policies, it could cause trouble for both trust and trustee.
EEI: ‘Congress & President Must Act Now To Extend Current Dividend Tax Rates’
Today our nation is facing a series of tax hikes and mandatory spending cuts that threaten to send the economy over a ‘fiscal cliff’ at the end of the year.
IRS Untangles One Transfer-for-Value Rule Trap
Preferential tax treatment and the flexibility to restructure allocations in estate planning simply don't mix well when it comes to investing in life insurance. A recent IRS private letter ruling could help change that.
Permanent Life Insurance: A Smarter Investment Product?
For those clients who have grown weary of the fluctuating market for stocks and bonds, the steady returns offered by so-called “permanent” life insurance policies may be the solution.
Life Settlements—Are They Back?
One question financial advisors should be asking themselves today is whether life settlements have returned to the fold as a viable tool in their clients’ planning strategies.
Life Partners: Grow Your Practice With an Insurance Partner
Between the ongoing market volatility and the rapid evolution in insurance products, it’s easy to see why many financial advisors aren’t talking to their clients about life insurance.
Whole Life Policies: Tapping Cash Value as Alternative to Equity Investing
Whole life insurance has taken the spotlight as investors seek secure alternatives to rocky equity markets. An advisor’s guidance can be critical in determining whether a whole life policy is a smart investment for any given client.
Double Duty: Make Your Documents Work Twice as Hard
I want to show you how to make your required documentation work overtime--for you and your clients.
In 2010, the insurance industry was the target of a lot of bad press regarding retained asset accounts (RAAs) that were provided to the beneficiaries of military service members killed in action.