The Taxation of Life Insurance Policy Loans
The Tax Facts experts sift through the complexities of loans on life insurance polices.
Can Cash Value Life Insurance Be Smarter Than a Roth IRA?
There are many advantages to Roth IRAs but also many complicated rules. Enter cash value life insurance, which can help maximize tax-free retirement income.
Finke: Is Cash Value Life Insurance Disappearing?
Close examination reveals complexity—and opportunity—in life insurance buying trends.
Ask the Advisor: Long-Term Care Advice
Retirement planner Susan John, founder and president of Financial Focus Inc., discusses the LTC market and how advisors can best help their clients understand it.
Medicaid Privatization Begins in Florida, Likely to Grow Nationally
Federal officials gave final approval last June to Florida's Medicaid managed care program, which will move nearly 3 million recipients into private HMOs by the beginning of 2014. Florida's legislature first passed the initiative in 2011, with proponents arguing that Medicaid's normal fee-for-service system leads to inefficient resource allocation and...
LTC Financing in Crisis, Commission Says
One long-term care expert calls the group's recommendations "Band-Aids," while another says they are a "step in the right direction."
Big Questions Lurk in LTC’s Future
LTC specialists are at odds over what recommendations they believe the Long-Term Care Commission will submit to Congress on Thursday.
SEC Enforcement: Scheme Loots IRAs to Fund Bounty Hunter TV Show, Bridal Shop
The SEC halted a Ponzi scheme targeting IRA funds, issued a stop order against the IPO of an L.A. company and reported an arrest in Spain in the "London Whale" case.
Go Social, Stay Compliant: 3 Tips for Advisors
Far from fearing social media, advisors should embrace it if they want to attract younger HNW clients. Here are three essential tips for staying compliant while being social.
Median Retirement Balance Is $3,000 for All Working-Age Households
For households near retirement, the news is worse – the median balance is just $12,000, according to a research report from The National Institute for Retirement Security.