Retirement Plans Paid $820M After Failing Nondiscrimination Testing
More than 54,000 401(k)s failed nondiscrimination tests and were required to return $820 million to participants, according to an annual study by Judy Diamond Associates.
Top 1% of 401(k) Plans Hold Bulk of Assets
The top 1% of plans hold 71% of all assets, Judy Diamond research shows.
Top 10 States With Best Performing 401(k)s
Find out which states' 401(k) plans moved into the Top 10 and which fell out in 2014, according to Judy Diamond Associates.
Top 15 States With Best 401(k) Participation Rates
Nationwide, only 71.6% of participants have contributed to their workplace 401(k) plan in the most recent plan year, a new Judy Diamond study says.
9 Worst States for 401(k) Plans
While any company can design a better plan no matter the state it's in, the trends are nonetheless telling.
Smaller 401(k) Plans Beat Larger Ones: Study
What is one thing that smaller 401(k) plans have that larger ones don't? It's not better investment options.
Thousands of 401(k)s Fail Nondiscrimination Test
In 2012, the year for which the most recent data is available, $794 million in 401(k) contributions were returned to highly compensated employees.
$640 Billion in 401(k) Assets Ripe for a Rollover: Judy Diamond
Nearly one-fifth of the $2.9 trillion in large 401(k) plans is held by retirees or pre-retirees who may be better served elsewhere, says Judy Diamond.
Top 5 States With Greatest New 401(k) Growth
New 401(k) plans are a good indication of a state’s growing economy, according to research by Judy Diamond Associates.
5 Most Common 401(k) Plan Red Flags
These big warning signs indicate whether a plan is underperforming, is poorly designed or has reached certain thresholds that suggest it may need new services.