Insurance Issues Not So Simple for Women
Your female clients pay as much as 30% more for disability insurance than your male clients, and gender-specific pricing is nearly here for LTC coverage.
Closing the Window on LTCI
The chat about long-term care insurance that many advisors have with their clients—and that many more avoid—has been growing more difficult as low interest rates and other market pressures take their toll on available coverage.
Morgan Stanley Nabs 5 UBS Advisors
The latest recruits should come on board with about $750 million in assets and nearly $5 million in yearly production.
In Insurance We Trust—Too Much?
Trusts often rely on insurance policies for a variety of purposes, and if trustees do not actively manage those policies, it could cause trouble for both trust and trustee.
LTCI: Here Today, Gone Tomorrow?
The release in late September of a Moody’s Investors Service sector profile of long-term care insurance was filled with doom and gloom.
Too Much of a Good Thing?
In mid-July, John Ryan of Ryan Insurance Strategy Consultants in Greenwood Village, Colo., advised clients that extensive changes were coming for Genworth’s long-term care insurance product line and for its underwriting.
Guardian Life Exits Long-Term Care Insurance Market
The Guardian Life Insurance Company of America announced Friday that it would be exiting the long-term care insurance market as of the end of 2011.
The Multilife Market
John Ryan of Ryan Insurance Strategy Consultants in Greenwood Village, Colorado, says that a big marketing emphasis these days in disability insurance is multilife sales....
Insurance Update: Coverage Options Expand
In the midst of all the troubling news about insurance and insurance companies, there's a ray of sunshine: disability insurance is no longer playing hard...
Advisors might want to take a look at clients' term life insurance coverage. It's been easy over the last several years to seek out new...