Building the Modern-Day Stretch IRA: Proceed With Caution
The Supreme Court’s recent finding on non-spousal inherited IRAs has generated renewed interest in how to structure the IRA as a wealth transfer vehicle.
NextCapital Launches 'Digital Advisor' for 401(k)s
NextCapital Group has launched a digital platform that will help advisors bring managed accounts to 401(k) participants.
Selected Provisions of the American Taxpayer Relief Act of 2012
The experts of Tax Facts have produced this comprehensive analysis of selected provisions of the American Taxpayer Relief Act of 2012 (the Act) to provide the most up-to-date information to our subscribers. This supplement analyzes important changes to the tax code with emphasis on how these developments impact Tax Facts’ major areas of focus: Employee Benefits, Insurance, and Investments.
Fidelity: Majority of Retirees Have Not Taken RMDs for 2012
It’s understandable why too many individuals of retirement age forget, delay or simply refuse to take their required minimum distributions.
The IRA Charitable Donation: It’s Just a Tax Deduction in 2012
The tax code provision that allowed IRA owners to contribute up to $100,000 directly from their IRA to the qualified charity of their choice–without recognizing the donation as income–expired at the end of 2011, and Congress has given no indication if it will be renewed.
Beware of Fraud in Self-Directed IRAs: SEC, NASAA
The SEC’s Office of Investor Education and Advocacy and NASAA issued an Investor Alert warning investors of the potential risks associated with investing through self-directed IRAs.
Roth Restructure Scheme Nets Couple $2 Million Tax Bill
The Tax Court recently upheld penalties against a couple who bought into a traditional IRA to Roth conversion scheme.
ADVICE Column: Estate Planning and the Trusteed IRA
What do money managers need to know now?
Estate Planning: The Trusteed IRA
Estate planning that contemplates retirement plans is becoming more prevalent and important.
Automatic IRAs 'Highly Probable'
Lou Harvey, president of Boston-based Dalbar Inc., which provides third-party audits and evaluation services to the financial-services industry, says that more change is coming in...