4 Ways to Hedge Against a Stock Market Correction
With recent highs going ever higher, there are several strategies for advisors and clients to consider.
LTCI Benefits Exceed $6B in 2012
Insurers paid $6.6 billion in long-term care insurance benefits in 2012, according to the American Association for Long Term Care Insurance.
Trusts and LLCs: Smart Ways to Transfer Wealth and Risk, but Mind the Details
There are many intelligent reasons to transfer high-value assets to a trust or LLC, but there’s a devil lurking in the details, specifically the insurance considerations.
“Expect the best, but plan for the worst” is advice you’ve probably given your clients for years. But what happens when the worst is worse than their most awful fears?
How Clients Can Secure Their Property: Lessons From Sandy
Given that many Sandy-stricken areas are still without power, how can property owners—whether business or homeowners—protect themselves against crime?
Long-Term Care Insurance Not Just for Elderly
It’s a common perception that such coverage is for older people who suffer failing faculties due to their age. But a study found that claimants as young as 24 had used their policies, sometimes for years.
The Meaning of Life
September is Life Insurance Awareness Month … whoa, wait; stop. Stay with me.
HSAs Losing Luster Under Obamacare
HSAs are about to lose much of their value under the PPACA, which will impose minimum reimbursement rates on all health insurance plans—ensuring that premiums for high-deductible plans will increase.
Financial Literacy Gender Gap Widening in Some Areas
Women significantly lag men in basic money management and investing, the report found.
You Must Remember This
In October 2011, Glenn Neasham of Lakeport, Calif., was convicted of felony theft from an elder for selling an Allianz indexed annuity to 83-year-old Fran Schuber.