Fatal Retirement Portfolio Mistake: Confusing ‘Optimized’ With ‘Safe’
Moving away from guaranteed income options is a mistake, Seawright says: There's nothing "safe" about 95% success rates when failure means destitution in old age.
Short-Term Care Insurance: An Efficient Alternative to LTCI
STCI, also known as recovery insurance, is essentially a form of critical care insurance that functions much like long-term care insurance.
15 of the Weirdest & Craziest Cases in Health Insurance Fraud
Take a look at some of the costliest, creepiest and even dangerous to the public health insurance fraud cases.
5 Reasons You Don’t Get More Referrals
With all the pressure to hit your numbers and generate commission, it’s easy to lose sight of what’s important: relationships.
Supplemental Policies Bridge the Emerging Health Coverage Gap
Insurance carriers are now offering Medigap-like supplemental insurance policies to help ease the pain of health coverage changes under Obamacare.
Now Entering the Retirement Income Game: Universal Life
Insurers are adding guaranteed income withdrawal riders to their universal life policies. They can be good for clients, but understand the risks and likely premiums.
Bank Customer Satisfaction Returns to Prerecession Levels
Customers are happier with their banks despite higher fees, the American Customer Satisfaction Index says. Satisfaction with health insurers rose, too.
LTC’s Future Lies in New Crop of Hybrid Products
New asset-based long-term care insurance products can allow your clients to obtain affordable coverage on an almost risk-free basis.
New Features Prompt Reassessment of Whole Life Insurance
Insurance carriers have taken steps to bring whole life products back to relevance in today’s competitive environment.
The Benefits to Clients From the Deferred Income Annuity Sales Boom
Deferred income annuities are experiencing a sales growth spurt in the market, which has motivated insurance carriers to design products to meet individual clients’ needs.