5 Fixed Annuity Questions You Need to Stop Asking
Stop asking these questions and you're already halfway to becoming an annuity expert.
Hybrid Life Insurance Gets Second Wind as Health Care Coverage Vehicle
Understanding the difference between linked and built-in living benefits can help ensure that clients have the tools to bridge their health care coverage gaps.
Making the Annuity Fit: IVAs vs. Structured Annuities
If understood and then used properly, indexed variable annuities and structured annuities can perform a significant role in a client’s portfolio.
From Niche to Client Opportunity: Secondary Market Annuities
Once the province only of institutions, factored structured settlements can now be bought by individuals to provide income.
Now Entering the Retirement Income Game: Universal Life
Insurers are adding guaranteed income withdrawal riders to their universal life policies. They can be good for clients, but understand the risks and likely premiums.
Indexed Variable Annuities—a VA Product Curveball
IVAs, or structured annuities, offer clients the potential for participation in any equity market gains with substantial downside protection.
Just How Puzzling Are Annuities?
A bombshell critical paper on annuities has strengths and weaknesses.
Court Rules Brokers Are Independent Contractors, Not Employees
The victory for Waddell & Reed has potentially far-reaching consequences for BDs because the brokers filing suit alleged that some SEC and FINRA regulations indicated the sort of control found in an employee relationship.
3 Steps for Adequately Insuring HNW Clients’ Art Collections
Don’t scream if your high-net-worth clients' fine art collections are underinsured; manage and maintain coverage by following these steps.
HNW Risk Management at Home: Protecting Clients From Help and Contractors
Merely relying on referrals and job agencies won’t protect high-net-worth clients, but taking these steps will.