Flight Risk: What to Look for in Drone Coverage
Drones frequently make headlines these days, but they may also play a role in your clients’ businesses, exposing them to unseen risks.
Managing the Risks While Renovating the House
Exposure for high-net-worth clients renovating their homes comes before, during and after the actual work. Risk #1: the general contractor.
Hybrid Life Insurance Gets Second Wind as Health Care Coverage Vehicle
Understanding the difference between linked and built-in living benefits can help ensure that clients have the tools to bridge their health care coverage gaps.
Now Entering the Retirement Income Game: Universal Life
Insurers are adding guaranteed income withdrawal riders to their universal life policies. They can be good for clients, but understand the risks and likely premiums.
Just How Puzzling Are Annuities?
A bombshell critical paper on annuities has strengths and weaknesses.
Court Rules Brokers Are Independent Contractors, Not Employees
The victory for Waddell & Reed has potentially far-reaching consequences for BDs because the brokers filing suit alleged that some SEC and FINRA regulations indicated the sort of control found in an employee relationship.
3 Steps for Adequately Insuring HNW Clients’ Art Collections
Don’t scream if your high-net-worth clients' fine art collections are underinsured; manage and maintain coverage by following these steps.
HNW Risk Management at Home: Protecting Clients From Help and Contractors
Merely relying on referrals and job agencies won’t protect high-net-worth clients, but taking these steps will.
Own a Luxury Home? Beware of Inadequate Insurance Coverage
How much would it cost to replace everything in your home in the event of a total loss? You could catalog all your possessions, but that would probably be a bigger task than you’re prepared to undertake. ACE Private Risk Services has a tool to make the task easier.