Flight Risk: What to Look for in Drone Coverage
Drones frequently make headlines these days, but they may also play a role in your clients’ businesses, exposing them to unseen risks.
Managing the Risks While Renovating the House
Exposure for high-net-worth clients renovating their homes comes before, during and after the actual work. Risk #1: the general contractor.
5 Fixed Annuity Questions You Should Be Asking
These questions get to the heart of what an annuity can do for your client.
5 Fixed Annuity Questions You Need to Stop Asking
Stop asking these questions and you're already halfway to becoming an annuity expert.
Hybrid Life Insurance Gets Second Wind as Health Care Coverage Vehicle
Understanding the difference between linked and built-in living benefits can help ensure that clients have the tools to bridge their health care coverage gaps.
Making the Annuity Fit: IVAs vs. Structured Annuities
If understood and then used properly, indexed variable annuities and structured annuities can perform a significant role in a client’s portfolio.
From Niche to Client Opportunity: Secondary Market Annuities
Once the province only of institutions, factored structured settlements can now be bought by individuals to provide income.
Now Entering the Retirement Income Game: Universal Life
Insurers are adding guaranteed income withdrawal riders to their universal life policies. They can be good for clients, but understand the risks and likely premiums.
Indexed Variable Annuities—a VA Product Curveball
IVAs, or structured annuities, offer clients the potential for participation in any equity market gains with substantial downside protection.
Just How Puzzling Are Annuities?
A bombshell critical paper on annuities has strengths and weaknesses.