Dodging Steep Penalties in Retiree-Only HRA Design
Worried about the Cadillac tax? ACA provisions have limited health reimbursement arrangements, but these vehicles may yet be important for employers.
Overlooked Obamacare Silver Lining: Savings for Small Businesses
Your small-business clients may not realize the law's SHOP exchange will allow cost savings on deductibility of premiums and eligibility for certain tax credits.
Administration Quietly Announces Another Obamacare Delay
For a year, consumers will be on the honor system for subsidies under the Patient Protection and Affordable Care Act.
HSAs: A Powerful Tool for Covering Clients’ Higher Health Care Costs Under ACA
The looming deadlines for implementing many key Affordable Care Act (Obamacare) provisions have many of your clients wondering how they can cushion the impact of the rising premium costs they fear will accompany them. HSAs may be the way to go.
Kitces on the Top 3 Topics for Advisors in 2013—Topic 3: Obamacare
This year may mark the beginning of a permanent change in separating employment from health insurance. Why this development in health exchanges holds major implications for you and your clients.
Kitces on Top 3 Topics for Advisors in 2013—Topic 1: Fiduciary and SRO
First up in an intense year for advisor regulation: movement from the DOL on its fiduciary rule.
Obama vs. Romney: 6 Key Differences on Health Care
The two candidates engage in platform-to-platform combat over the future of commercial insurance, Medicare and Medicaid.
Unintended Consequences of the HIT: Eliminating Health Coverage in Small Businesses
The new health care reform legislation contains a tax that could spell the end of employer-sponsored health coverage for many small-business employees.