Can the Social Security Trust Fund Survive?
Understanding how the Social Security program works is key to dispelling fears and avoiding bad claiming decisions.
The Trouble With Investor Optimism
Retirees’ growing confidence has downsides.
How Behavioral Biases Affect Social Security Claiming Strategies
With Social Security planning, perception is not reality, and the wrong strategy based on incorrect beliefs will severely impact the retirement portfolio.
Can This Pension Bailout by the Government Be Avoided?
The Center for Retirement Research estimates that about 35% of multiemployer retirement plans will exhaust their assets over the next 30 years.
Gen X Retirement Worse Than Boomers’? Check Your Math, Says EBRI
EBRI recently challenged studies from Pew and the Center for Retirement Research that concluded Gen Xers’ retirement prospects were in worse shape than baby boomers'.
How to Help Today’s Bond Investors
Many have suffered a 33% income slash, but there are some remedies.
TDFs Lead Investment for Small-Plan Retirement Savers
Target-date funds are the overwhelming favorite among participants in professionally managed investments, a report released Tuesday by Vanguard found.
How 5 Advisors Prep 401(k) Clients for Next Market Crash
Every bull market comes to an end. Here's how five advisors are getting their 401(k) plan clients ready for a market turn.
Want to Boost Retirement Saving? Automate It
The trick to getting workers to save for retirement is to do it for them via automatic enrollment and escalation, according to Vanguard.
Gen X Looking at Lean Retirement as Wealth Trails
Good timing is not the age group’s forte. Many took out mortgages just before prices plunged, making them the most disadvantaged by the housing crisis.