Gen X Looking at Lean Retirement as Wealth Trails
Good timing is not the age group’s forte. Many took out mortgages just before prices plunged, making them the most disadvantaged by the housing crisis.
Why Are So Many Boomers Working Longer?
New research and old confirm that better educated workers are working into ages once considered “old.” But why? And are they crowding out younger workers?
Companies Squeeze 401(k)s From Facebook to JPMorgan
Employers are holding back on both the amount and the timing of 401(k) matching funds and dragging out vesting schedules.
Rising Debt Keeps Older Americans Working Longer
Working off their debts, 62- to 69-year-olds are delaying Social Security claims, new Boston College research says.
Should Americans Be Required to Save for Retirement?
“Everybody’s a rugged individualist,” said Anthony Webb, an economist at the Center for Retirement Research at Boston College, “until things go wrong.”
Don’t Claim Social Security Before 70, Alicia Munnell Says
Munnell of Boston College argues that 70 is the de facto retirement age — at least as far as Social Security is concerned.
Is Education Bad for Younger Workers?
Higher levels of education attained by older workers are keeping them in the workforce longer, crowding out younger workers looking for jobs.
Olivia Mitchell: You Might Live to 100. Will Your Money?
Wharton professor Olivia Mitchell and Stephen Utkus of Vanguard on how investors can prepare for increasing likelihood of long life spans.
Mastering the Social Security Timing Game
Optimizing Social Security claims is a complex task—and a way that advisors can benefit clients greatly.
Alicia Munnell: Make 401(k) Auto-Enrollment Mandatory
Seven years after Congress encouraged employers to auto-enroll workers in 401(k)s, “the retirement fix has run out of steam,” the Center for Retirement Research says.