‘Modern’ DC Plans Have Pension-Like Elements: Vanguard
Employers are taking more of a responsibility in the defined contribution plans offered to their workers, a report issued Tuesday by Vanguard found.
Americans Defy Warnings, Still Retiring Early
From congressional hearings to research studies, one would think Americans would be getting the message that most need to work longer before retiring.
Average Retirement Age Leveling Off
Cultural and structural changes that converged to reverse a century-long decline in labor force participation may have petered out, the Center for Retirement Research says.
Academics and Retirement : What Makes Them So Smart?
University and college faculty and staff can certainly be a brainy bunch. But when it comes to retirement preparedness, they are absolutely at the head of the class.
Census Data Understates Retirement Income of Wealthy
A Center for Retirement Research analysis shows significant understatements in retirement income reported in the Census Bureau’s Current Population Survey.
Easing the Looming Retirement Crisis: “Falling Short” Co-Author Offers His Insights
Life longevity is adding to an already major income gap between what most retires will need and what they are able to save.
Can the Social Security Trust Fund Survive?
Understanding how the Social Security program works is key to dispelling fears and avoiding bad claiming decisions.
The Trouble With Investor Optimism
Retirees’ growing confidence has downsides.
How Behavioral Biases Affect Social Security Claiming Strategies
With Social Security planning, perception is not reality, and the wrong strategy based on incorrect beliefs will severely impact the retirement portfolio.
Can This Pension Bailout by the Government Be Avoided?
The Center for Retirement Research estimates that about 35% of multiemployer retirement plans will exhaust their assets over the next 30 years.