Short-Term Care Insurance: An Efficient Alternative to LTCI
STCI, also known as recovery insurance, is essentially a form of critical care insurance that functions much like long-term care insurance.
Long-Term Care Premium Deductibles To Increase in 2015
The IRS will once again increase the amounts long-term care insurance customers can deduct from their federal income taxes
Successfully Educating Your Clients on Long-Term Care
As need for LTC coverage intensifies, a growing number of insurers are getting out of the business.
Prenups Mean Nothing When Long-Term Care Is Needed
If a client is considering a later-in-life marriage, understand that prenuptial agreements can’t "hide" assets when it comes to a spouse’s need for LTC.
Long-Term Care Insurance Not Just for Elderly
It’s a common perception that such coverage is for older people who suffer failing faculties due to their age. But a study found that claimants as young as 24 had used their policies, sometimes for years.
Largest Long-Term Care Claim Nears $2 Million
Long-term care insurance costs are on the rise. A new study shows just how much some of those claims are worth to the insured.
Retirement Topics Confuse Pre-Retirees: Metlife
MetLife quizzed over 1,200 Americans about what they need for a financially secure retirement. Unfortunately, the majority answered just five out of 15 questions correctly.
Federal LTC Enrollment Soars
The Federal Long-Term Care Insurance Program, in its first major open season for enrollment since its inception, saw an increase of 20% in enrollment, with more than 45,000 now covered by the largest employer-sponsored plan in the U.S.
LTC Coverage Available to Those With Severe Health Issues
United Security Assurance of Pennsylvania announced two types of long-term care insurance policies for people in select states with severe health conditions like cancer, cystic fibrosis and diabetes.