Short-Term Care Insurance: An Efficient Alternative to LTCI
STCI, also known as recovery insurance, is essentially a form of critical care insurance that functions much like long-term care insurance.
Long-Term Care Premium Deductibles To Increase in 2015
The IRS will once again increase the amounts long-term care insurance customers can deduct from their federal income taxes
Annuities and Taxes, Pt. 2: Contract Payments
The Tax Facts Online experts break down what an annuity contract is and the rules governing the income taxation of payments received under annuity contracts.
Successfully Educating Your Clients on Long-Term Care
As need for LTC coverage intensifies, a growing number of insurers are getting out of the business.
Prenups Mean Nothing When Long-Term Care Is Needed
If a client is considering a later-in-life marriage, understand that prenuptial agreements can’t "hide" assets when it comes to a spouse’s need for LTC.
Annuities and Taxes, Pt. 1: Contract Payments
The Tax Facts Online experts break down what an annuity contract is and what general rules govern the income taxation of payments received under annuity contracts.
Long-Term Care Insurance Not Just for Elderly
It’s a common perception that such coverage is for older people who suffer failing faculties due to their age. But a study found that claimants as young as 24 had used their policies, sometimes for years.
Largest Long-Term Care Claim Nears $2 Million
Long-term care insurance costs are on the rise. A new study shows just how much some of those claims are worth to the insured.
Retirement Topics Confuse Pre-Retirees: Metlife
MetLife quizzed over 1,200 Americans about what they need for a financially secure retirement. Unfortunately, the majority answered just five out of 15 questions correctly.
Federal LTC Enrollment Soars
The Federal Long-Term Care Insurance Program, in its first major open season for enrollment since its inception, saw an increase of 20% in enrollment, with more than 45,000 now covered by the largest employer-sponsored plan in the U.S.