Which Annuity Is Optimal? SPIAs vs. DIAs
A study of fixed income annuities across 6,000 scenarios ranked one type higher, but the other could soon snatch the annuity crown.
Assessing the Annuity Landscape
Some advisors swear by annuities while others steer clear of them. Whichever camp you fall into, here are some annuity trends to watch.
How to Frame Annuities More Attractively
New research points to ways of increasing annuities' appeal.
Making the Annuity Fit: IVAs vs. Structured Annuities
If understood and then used properly, indexed variable annuities and structured annuities can perform a significant role in a client’s portfolio.
Why Retirement Planning Is Not for the Passive
With so many uncertainties regarding Social Security, annuities and the “4% Retirement Rule,” an active approach to planning is vital.
Annuities and Taxes, Pt. 5: Longevity Annuities
The Tax Facts Online experts help explain tax implications and definition of a longevity annuity, also called a deferred income annuity.
Using Pretax Dollars to Generate Guaranteed Lifetime Income
For some clients, investing a portion of a traditional 401(k) in a fixed indexed annuity with a guaranteed lifetime income rider offers flexibility and control.
The Benefits of Wrapping a Deferred Income Annuity Into a VA
Deferred income annuities have gained a prominent position in retirement income planning, but wrapping them into a variable annuity may be a game-changer.
3 Logical Insights Into the Notion of ‘Guaranteed’ Annuities
As long as a broker can indirectly use the word “guaranteed” with potential investors, products will get sold. But what does it really mean?
Interest Rate Appeal: Market Value Adjusted Annuities Surge
Annuities with market value adjustment features may be the next hot product for clients looking to beat the return on other conservative investment products.