Is Giving Clients Free 401(k) Advice Your Hobby?
Both you and your clients deserve a valued and valuable look at their company 401(k) retirement plan assets.
Beware the Working Retirement Tax Penalty
The question of how income from working in retirement affects the taxes of clients who are also claiming Social Security benefits is a tricky one.
Leveraging permanent life in retirement and protection planning
Many people may not be aware that a permanent life insurance policy may help them address a critical challenge their retirement portfolio could face.
American workers lack confidence, feel stressed about retirement
While 60 percent of workers share some optimism about their retirement, that number is falling, according to the 2017 Retirement Confidence Survey.
Two in five Americans say they’ll need $1 million to retire
Only 41 percent of workers have even tried to figure out how much they need in savings to retire comfortably.
Making the nest egg last: best products for senior clients
From innovative fixed indexed and fee-based annuities to hybrid combo solutions, today’s retirees have a growing list of products to choose from.
3 reasons annuities should help fund baby boomer retirement
Annuity investments are not only tax-efficient but also ensure that investors receive a steady source of income as long as they live.
Six reasons Gen X lags in saving, planning for retirement
The uneasy financial situation that Gen Xers and millennials currently face is vastly different from what their baby boomer parents experienced at the same point of their lives.
Having a retirement portfolio should be a relief, not a burden
Trusting the experts: Many Americans have a mutually exclusive view of risk. A properly diversified portfolio can focus on mitigating risk and increasing return.
The biggest problem with traditional retirement planning
One factor in particular can sidetrack a well-planned retirement portfolio. An annuity may be the solution.