Obamacare's Cadillac Tax Will Not Survive
Due to its unpopular nature, the Obama administration is now floating a plan to scale back the tax in high-cost areas.
Life Insurance Carriers Offer Premium Cuts for Individual Wellness Policies
Building on employer-sponsored wellness plans, these individual policies can also raise cash value of permanaent life policies.
Dodging Steep Penalties in Retiree-Only HRA Design
Worried about the Cadillac tax? ACA provisions have limited health reimbursement arrangements, but these vehicles may yet be important for employers.
High-Yield Default Rate on the Rise: Moody’s
Defaults are “on a disconcerting uptrend, which has kept investors on edge,” says Benjamin Garber, an economist with Moody’s Capital Markets Research.
Maximizing Health Savings: HSA or FSA?
As out-of-pocket health-related expenses rise, finding a tax-preferred funding method has become critical. So, health savings accounts or flexible spending accounts? Or both?
U.S. Unemployment Falls to Lowest Level Since May 2008
A net 223,000 jobs were added in April, notably in construction and health care.
Under the Hood: Planning Opportunities on a Client’s 1040, Pt. 2: Deductions
Continuing to look at opportunities from client tax returns, we look at available deductions from clients’ gross income on their 1040s, including health savings accounts.
Health Care in Retirement: How to Help Clients Plan
Financial advisors take a growing role in optimizing clients’ health care spending.
Momentum Stocks Stay in Vogue
The sectors that are hot right now suggest that investors are still happy to take risks.
‘Ho Hum’ Equity Funds Deliver in Q4: Lipper
U.S. diversified equity products ticked up 4.6% in the period, while non-U.S. equity funds fell.