Ladies and Gentlemen, Start Your Income
For annuity holders, the lifetime income benefit is a powerful vehicle — when handled right.
Do’s and Don’ts of Index Annuities
When a financial product experiences significant growth, as index annuities have, it is not uncommon for the product to be misunderstood or incorrectly positioned.
Why Critical Thinking Is in Short Supply
An illusion of causality can trip up even trained pros, Bob Seawright says.
Don’t Make ‘The Godfather’ Your Business Model
Despite the much-repeated advice from the iconic 1972 film that business decisions aren’t personal, the opposite should be true for financial advisors, Bob Seawright says.
Fatal Retirement Portfolio Mistake: Confusing ‘Optimized’ With ‘Safe’
Moving away from guaranteed income options is a mistake, Seawright says: There's nothing "safe" about 95% success rates when failure means destitution in old age.
A Musical Lesson for Investors and Advisors
What happened when performers did the unexpected.
What Transparency Should Look Like
Bob Seawright asks: What if the financial advice industry were to truly free itself from "self-serving secrecy"?
The Age of Financial Secrecy Is Ending
Transparency is here, like it or not. Forward-thinking adaptation that takes advantage of the new reality is the key to survival.
Wealth, Poverty and Keeping Perspective
For most of us in finance, life is good. But let's resolve to pay more attention to those who could use a little help.
What Advisors Think, Know and Can Prove
Let's make a commitment to truth and to continually checking our work.