Why Income and Patience Matter to Advisors — and Clients
From the products sold to the technology used to the clients served, advisors today are working in a much different environment.
Annuity Wars Highlight Rift Between Factions
Are annuities just a trap set for uninformed investors or valuable retirement tool? It depends on who you ask: Ken Fisher or Moshe Milevsky.
Top Portfolio Products: John Hancock Adds 401(k)s to Its App
Also released recently: A dental plan for individuals that looks a lot like an employer-sponsored group dental plan.
The Costs and Benefits of LTC Hybrids
The market for “hybrid” long-term care insurance products has been flooded as premium costs have soared.
In Surprise, Spending in Retirement Rises in Many Households: EBRI
An analysis by EBRI highlights how important it is for advisors to help their clients think about how they want to live in retirement.
Is a 401(k)-to-IRA Rollover Worth It? FeeX Runs the Numbers
When clients change jobs, should they roll their 401(k) into an IRA? FeeX, which tracks hidden account fees, says usually there's one clear answer.
Volatility Pushes IRA Investors Into Nontraded Alts
Real estate and private equity are increasingly popular in self-directed IRAs, and crowdfunding is expected to take off in the accounts, PENSCO says.
Retirees Find Much to Like in Social Impact Investing
Boomers say they are more strategic than their parents, more hands-on and more demanding about how their financial contributions and volunteer time are used.
Dangers of De-risking Portfolios in Retirement: FinaMetrica’s Resnik
Paul Resnik shows that there are good arguments for actually increasing equity asset exposure around retirement, but Michael Kitces is skeptical.
Despite Bull Market, Americans Still Lack Financial Confidence
Americans are feeling less confident about their financial situation, with Social Security the top worry, according to Hearts & Wallets.