To Delay Social Security Claiming, Offer Lump Sum Benefit: Report
Olivia Mitchell and her fellow researchers find that many workers would delay starting their benefits, and work longer, if they received a lump sum.
Investors See Turbulence Ahead; Confidence Somewhat Shaky
Investors who are not retired are significantly more optimistic than retirees who are concerned about the purchasing power of their retirement savings, Wells Fargo found.
RIAs Are Big Favorite of Retirement Plan Sponsors Over Non-RIAs
A big reason plan sponsors like RIAs is that they use the same “investor-first approach” as they do with other investors, TD Ameritrade survey finds.
Don’t Expect Higher CD Rates When Fed Hikes: Bankrate
“Banks will likely use a rate hike as an opportunity to boost their margins,” says Bankrate’s Greg McBride.
Delayed Gratification a Risky Move for Investors
Not only do most people want instant gratification, they also believe that waiting too long for something implies greater risk, says researcher Michael Bixter.
Why Income and Patience Matter to Advisors — and Clients
From the products sold to the technology used to the clients served, advisors today are working in a much different environment.
Annuity Wars Highlight Rift Between Factions
Are annuities just a trap set for uninformed investors or valuable retirement tool? It depends on who you ask: Ken Fisher or Moshe Milevsky.
Top Portfolio Products: John Hancock Adds 401(k)s to Its App
Also released recently: A dental plan for individuals that looks a lot like an employer-sponsored group dental plan.
The Costs and Benefits of LTC Hybrids
The market for “hybrid” long-term care insurance products has been flooded as premium costs have soared.
In Surprise, Spending in Retirement Rises in Many Households: EBRI
An analysis by EBRI highlights how important it is for advisors to help their clients think about how they want to live in retirement.