Rating the 401(k) of the Fund Rater
Employers that fill their retirement plans with active fund managers encourage the kind of bad investor choices that lead to underperformance.
Alicia Munnell: 3 Workable Ways to Save U.S. Retirement System
The existing Social Security system and 401(k) plans could produce vastly better retirement outcomes with a few relatively simple fixes, the Boston College researcher says.
Consumers Clueless on Key Social Security Benefits: FPA, AARP Survey
One example: Only 9% of consumers say they’re ‘very knowledgeable’ about benefits, but 40% expect those benefits to account for most of their retirement income.
CFP Board, FPA Advocates Agree on Likely Timetable for DOL Fiduciary Rule
Marilyn Mohrman-Gillis, Karen Nystrom think it likely DOL rule will be out this year, but SEC fiduciary rulemaking prospects still cloudy.
Lessons Learned From a Repo-ed ATM Card
I’ll never forget the day the ATM on my college campus ate my card.
Chinese Explosions Could Shape Coverage Requirements and Cost
The August disaster in Tianjin, China, provides an object lesson on the issue of insurance.
America Is Changing. Are Advisors Ready?
Big shifts in the U.S. population will challenge advisors’ assumptions about planning and may well lead to a change in the demographics of their clients.
Your Clients' Most Vulnerable Organ
Some advisors are already familiar with the challenges of cognitive decline.
The Age-Old Dilemma of Old Age
One of my first jobs involved writing obituaries and reading them on the air for a small-time radio station in Michigan's Upper Peninsula.
The ETF Retirement Opportunity
The potential of exchange-traded funds in retirement portfolios has just begun to be tapped.