$30K in Student Loan Debt Could Mean $325K Less In Retirement
The under-35 age group has more than tripled its education debt since 1989, LIMRA says; pre-retirees and retirees also hold significantly more education debt today.
Optional Death Benefits Broaden Investment-Only VAs' Surge
Unlike sales of most other variable annuities, IOVAs are gaining steam, and some have optional death benefits.
Giving Back Has Made This 41-Year-Old Billionaire Less Popular
After making $4 billion, ex-Centaurus Advisors manager John Arnold closed his fund, grew a beard and started a foundation. So why do people dislike him?
What You Need to Know About Fee-Only Annuities
If you're an RIA who has put clients into fee-only annuities, watch the tax consequences of those fees.
The Biggest Risk Investors Face in Retirement, and How to Address It: IMCA
Inflation and market volatility can shake a retirement plan, but there's a bigger risk that many investors don't fully understand, Michael Crook of UBS says.
In Surprise, Spending in Retirement Rises in Many Households: EBRI
An analysis by EBRI highlights how important it is for advisors to help their clients think about how they want to live in retirement.
Is a 401(k)-to-IRA Rollover Worth It? FeeX Runs the Numbers
When clients change jobs, should they roll their 401(k) into an IRA? FeeX, which tracks hidden account fees, says usually there's one clear answer.
Volatility Pushes IRA Investors Into Nontraded Alts
Real estate and private equity are increasingly popular in self-directed IRAs, and crowdfunding is expected to take off in the accounts, PENSCO says.
Despite Bull Market, Americans Still Lack Financial Confidence
Americans are feeling less confident about their financial situation, with Social Security the top worry, according to Hearts & Wallets.
Some Parents Use Retirement Savings for Kids’ Holiday Gifts: T. Rowe Price
Head off bad spending behavior this season by showing clients how all their financial goals are related, T. Rowe Price says.