Deferred Income Annuities: More Than Just Longevity Insurance
Many clients continue to view deferred income annuities only as longevity insurance, but this common view has become more and more inaccurate.
How to Fix Social Security Claiming Mistakes by Clients
Too many advisors avoid Social Security planning, but helping clients correct a mistake will lead to increased trust and more referrals.
Qualifying 401(k) Dollars for Stretch IRA Treatment
Stretch IRAs can allow beneficiaries to stretch tax-deferral benefits for years after the original owner’s death, but beware of the potential tax hit.
2 Tax-Efficient Savings Strategies for Right Now: Tax Season Lesson, Pt. 2
Here are some counterintuitive strategies to save money in the most tax-efficient manner today (which might change as the IRC changes).
Indexed Annuities Meet GLWBs. The Perfect Product?
When it's available, two-thirds of indexed annuity buyers add a GLWB rider, even though it may not be appropriate for all clients.
The Great Investment Heresy: Risk Doesn’t Matter
Say it: “Risk doesn’t matter.” Still not convinced? Here's an example of how this is a vital part of a fiduciary relationship, says Chris Carosa.
The Bears Haven’t Surrendered Yet
Markets have reached new highs, yet equity ownership has fallen to the lowest level in more than a half-century, Ritholtz says in a Bloomberg blog.
HSAs: An Unconventional Retirement Income Planning Tool
The health savings account can actually function as a powerful retirement income planning vehicle for clients looking to supplement their retirement savings.
Annuities + LTC: Does the Rider Fit?
For the right client, combining LTC insurance with an annuity can be the right call to protect against future long-term care expenses.
Save the Advice Industry! Hire a Retirement-Plan Intern
Bringing a college student on board can boost your business in both the short and long term.