I Was a 401(k) Robo-Advisor and Didn’t Know It
There are straightforward ways to work with new and existing clients — and technology — to boost your business.
5 Longevity Annuity Questions and Answers
QLACs are a complicated mash-up of IRA and annuity rules, and clients may need substantial help in understanding their key provisions.
Ethical Wills: A Good Way to Get Close to Clients
It may not be right for all your clients, or for your practice, but helping clients draw up an ethical will can deepen your relationship.
Treasury’s Final Longevity Annuity Regulations May Spark Growth
In its new QLAC regulations, the Treasury Department has quietly left open the door for variable and indexed annuities to enter the market.
The Wealthy Need Social Security Advice, Too
The need for quality Social Security claiming advice is greater than ever, so why isn’t the industry responding?
A Pioneer Continues to Sound the Women's Retirement Security Alarm
While women have grown in their financial knowledge — and power — since WISER's Cindy Hounsell started educating them 20 years ago, challenges persist.
Deferred Income Annuities: More Than Just Longevity Insurance
Many clients continue to view deferred income annuities only as longevity insurance, but this common view has become more and more inaccurate.
How to Fix Social Security Claiming Mistakes by Clients
Too many advisors avoid Social Security planning, but helping clients correct a mistake will lead to increased trust and more referrals.
Qualifying 401(k) Dollars for Stretch IRA Treatment
Stretch IRAs can allow beneficiaries to stretch tax-deferral benefits for years after the original owner’s death, but beware of the potential tax hit.
2 Tax-Efficient Savings Strategies for Right Now: Tax Season Lesson, Pt. 2
Here are some counterintuitive strategies to save money in the most tax-efficient manner today (which might change as the IRC changes).