11 Sales Pitches That Kill Sales
Here are some common approaches that could turn "maybe" into "get lost."
Why Most US Pension Plans Will Shaft Their Participants
The world is already facing a $427 trillion retirement savings shortfall.
Spousal Consent Rules and Marriage Contracts
With respect to ERISA-qualified plans, spouses have certain rights that cannot be taken away without their advance written consent.
When Should Small Businesses Convert SEPs to 401(k)s?
Some small business owners may have started out with a SEP IRA for convenience, but circumstances change.
Social Security Working Retirement Tax: Which Spouse’s Earnings Count?
Working while claiming Social Security may be common but so are complications, which magnify the advisor’s role in providing guidance.
Solving the Issues Caused by Target Date Funds
TDFs make life easier for plan participants but can cause headaches for the fiduciary who is tasked with analyzing the different offerings.
Understanding Deferred Variable Annuities’ Two Phases
Proper handling of the two phases — accumulation and distribution — is essential for maximizing a deferred VAs impact.
529 College Plans and Taxes: The Basics and Then Some
Find out how to decipher the basic IRS rules, though for IRS that means complicated, for 529 college savings plans.
The Long-Term Care Crisis and Life Settlements
A group of regulators has suggested using life settlements to pay for care.
IRA Rollover Traps Lurk Under DOL Fiduciary Rule
Advisors must proceed with caution when discussing a client’s existing retirement assets to comply with the rule or avoid its application entirely.