The Me Generation Becomes the Investing Generation
Boomers get no respect but should get renewed attention from advisors, since even in retirement their assets are growing.
3 IRA Transactions Exempt From DOL Fiduciary Level Fee Rule
There are three recommendations that are fiduciary in nature and automatically result in prohibited transactions under DOL's fiduciary rule, and they all involve IRAs.
Finding the Best Options for Lump Sum Pension Buyouts
How to help clients presented with lump sum windows from pensions decide whether to take the lump sum and how to invest it.
Does Banking Deserve Its Bronze Medal From the WSJ?
The Wall Street Journal’s take on the public’s feelings about Wall Street squanders a huge opportunity to address consumers' continuing distrust of the industry.
Cutting Small-Business Health Coverage Risks With HMRAs
A traditional HRA with an employer health matching reimbursement account (HMRA) can provide a solution for small-business clients.
The Post-70 ½ Retirement Plan Contribution Rules
A client may wish to continue contributing to retirement past the age when RMDs begin, but cannot always contribute after reaching age 70 ½.
Investor Education Slips Into Reverse
Efforts to increase financial literacy haven't done much — and probably never will — to improve investor knowledge.
Broker-Dealers Embrace DOL's Best Interest Contract Exemption
Several insurance carriers have indicated they will attempt to comply with the DOL’s best interest contract exemption rather than exiting certain lines of business.
Fiduciary Duty, Mutual Funds and 401(k)s: Will Asset Management Firms Kowtow on Fees?
The New York Life employees' lawsuit over the expenses of index funds in their 401(k) plan has broader implications for the asset management business.
Pension Plan Annuity Elections: Another Retirement Planning Gamble
Following up on the Social Security claiming "gamble," here's another complicated retirement income issue: deciding on the best pension payout.