Creating a Special Needs Plan for Social Security, ABLE Accounts
Recent data shows one in five individuals will face the need for special needs financial planning, but it’s often overlooked by advisors.
4 Retirement Plan-to-IRA Rollover Situations to Think About
This may be your bread and butter ... but how much do you really know about the butter?
GOP Tax Reform Bill Unveiled: A First Look
The bill does contain a few twists — especially with respect to popular itemized deductions and small-business taxation.
That 401(k) Tax Break Shouldn’t Be Sacred
The "use tax deductions to get Americans to save for retirement" approach doesn't seem to be doing its job.
Working Past 70½? Skip the 401(k) RMD Without Penalty
For clients working past age 70½, there is an exception allowing them to defer their 401(k) RMDs until retirement, Professor Robert Bloink says.
Thinking About Private Equity in a Retirement Portfolio? Read This First
Despite risks associated with PE investments, the sector may be worth exploring as part of a retirement strategy for those willing to do the homework.
Nobel Winner Richard Thaler Can Help ‘Nudge’ Your Client’s 401(k) Decisions
What would happen if you used the concept of a nudge in your best client’s company retirement plan accounts?
New HUD Reverse Mortgage Rules Change the Game for Borrowers
HUD recently implemented new rules that may make a reverse mortgage line of credit substantially less attractive to many seniors.
Fee-Based Annuities and the Fiduciary Rule: One Size Doesn’t Fit All
Fee-based annuities are the product for advisors who wish to continue to sell variable and fixed indexed annuity products under the rule.
LTCI’s Death March Sparks Rise in Hybrid Products
The enduring need for funding LTC has sparked a relatively new line of hybrid products that combine LTCI with life insurance or an annuity.