What You Need to Know About Fee-Only Annuities
If you're an RIA who has put clients into fee-only annuities, watch the tax consequences of those fees.
The Costs and Benefits of LTC Hybrids
The market for “hybrid” long-term care insurance products has been flooded as premium costs have soared.
Final DOL Rule Could Place Indexed Annuities Under Variable Umbrella
Advisors should thus ensure that sales practices comply with the rules.
Malkiel: Why Emerging Markets Investing Is Well Worth the Risk
Adding emerging markets to a global portfolio could reduce risk, while CAPE data suggests EM could yield attractive long-term returns, Burton Malkiel writes on ThinkAdvisor.
About That Roth Conversion Cure: Watch the Side Effect
Clients may understand the tax benefits of a Roth conversion, but not how the resulting higher income can lead to an increase in Medicare premiums.
Annuities Are Neither Good nor Bad — as Long as Clients Come First
We’ve been following for years the debate around whether variable annuities are a key part of retirement planning.
Inequality in Our Retirement Accounts
While we are debating income inequality, we should also be thinking about retirement inequality. Perhaps most vulnerable are the millennials.
Managing the Variables in a Variable Annuity Exchange
A variable annuity exchange is typically tax-free but hidden risks exist, and watch for the DOL fiduciary rule’s take on VA sales.
Coping With America’s Coming Cognitive Decline
Cognitive function really starts to go downhill for people in their 70s, and the eldest of the baby boomers will start turning 70 in January.
The Inherited Roth Rollover: How to Avoid Unpleasant Surprises
The rules on rolling over inherited retirement funds into an inherited Roth IRA are complicated, lawyers Robert Bloink and William Byrnes warn.