Retiree Portfolios in the New Normal: The Envelopes Strategy, Pt. 1
The purpose of decades of saving is to fund decades of spending.
Trending QDIAs Unlock Retirement Income
New studies have shown that the recent evolution of QDIA options is likely to drive 401(k) plan participants’ future access to lifetime retirement income options.
The Truth About Income Riders
Your clients may think of adding an income rider to an annuity as the best of both worlds, but this strategy has a downside.
How to Succeed in Retirement Investing in the ‘New Normal’
As capital gains become smaller, investments that are designed for income, like many alternatives, will grow in popularity.
In Fiduciary Rule, How Do You Define ‘Reasonable’ Compensation?
Since June 9, advisors have been bound by the rule’s impartial conduct standard, but defining the concept of “reasonable” compensation can be tricky.
How to Boost Your Business Advising 401(k) Plans
Advisors focused on individuals can be a natural fit for the DC/DB sector, especially if their clients are small-business owners or have influence at work.
Beauty Is in the Eye of the Discloser: Suggestions for CFP Board’s New Standards
While most reviewers are applauding the proposals, one point that astute observers make is that they take a rather soft stand on conflicts of interest.
How to Fill the Disability Coverage Gap for Doctors With High Income
Many doctors are finding a serious gap between the benefits of traditional disability and the replacement of their true income.
Stop Fooling Yourself About 8% Easy Returns
Too many retirement savers are counting on gains over 9%.
The Build-a-Pension Trend
“Longevity risk” is such a concern that the IRS has eased rules to make it easier for clients to protect against the risk.