RMDs From Client IRAs: An Unconventional ESA Funding Tool
IRA required minimum distributions (RMDs) can seem like a burden to some clients by increasing their tax liability. One solution: funneling RMDs into an education savings account.
Top Portfolio Products: New Retirement Products, Tools and Mutual Funds
New retirement tools help employees prepare for their golden years and help advisors tailor portfolios to meet their clients' goals.
USAA Debuts Online Financial Planning Tool for Military Members, Veterans and Their Families
The Financial Readiness Score comes on line just weeks before new pension plan options for veterans are expected to take effect.
12 Worst Financial Advisors in America: 2015
Trading on religion and military service proved to be no barrier for some errant financial advisors.
‘Stan the Annuity Man’: Avenging Advocate for Annuity Truth
The straight-talking agent and consumer advocate tells ThinkAdvisor that advisors have “no clue” about annuities and says the products are victims of their own marketing.
How to Enroll in — and Pay for — Medicare
Health insurance is confusing enough while you’re still working, but once you turn 65, introducing Medicare to the mix adds another layer of confusion.
Kotlikoff: Government, Employers Should Butt Out of Retirement Planning
“Americans have been taught that the government and their employers are going to take care of them” in retirement, Kotlikoff said. “That’s a big mistake.”
Hedge Fund Exploits Changing Political Climate
Investor reactions to political developments create mispricings in the market, says David Coggins of Coral Gables Asset Management.
How Changing These Words Can Help Advisors Hook Clients
Slight changes in language can make clients more comfortable and receptive to your ideas, says Gary DeMoss of Invesco Consulting.
6 Words, Phrases to Avoid in Client Communications
Gary DeMoss, a director at Invesco Consulting, shares research on which words and phrases get a better response from clients.