LPL, Former Exec to Launch Retirement Group
Former LPL retirement head Bill Chetney's new firm will work with LPL’s hybrid RIA platform to boost the IBD’s retirement plan business.
Deferred Income Annuities: More Than Just Longevity Insurance
Many clients continue to view deferred income annuities only as longevity insurance, but this common view has become more and more inaccurate.
How to Help Today’s Bond Investors
Many have suffered a 33% income slash, but there are some remedies.
Middle-Class Servicemembers Increase Retirement, Short-Term Savings
Middle-class military families are committed to saving, according to the First Command Financial Behaviors Index.
Self-Directed Investors Increased ETF Allocations
Self-directed investors are opening up to ETFs in their retirement accounts, an analysis by Schwab found.
Most Roth IRAs Born Through Contributions, Not Rollovers
A new ICI report compares Roth and traditional IRA holders on a wide range of data.
Treasury Clears Way for Longevity Annuities in 401(k)s, IRAs
The Treasury Department and the IRS on Tuesday issued final rules to make longevity annuities accessible to the 401(k) and IRA markets.
NARAB II Bill Would Help Retirees Keep Advisor When Moving Out of State
IRI says there is unprecedented support for the bill, which would establish an insurance licensing clearinghouse for financial professionals operating in multiple states.
Want to Add 130 Bps to Your Clients’ 401(k) Returns? Educate Them
A National Bureau of Economic Research working paper has found that investors who are the most “financially knowledgeable” earn 130 basis points more in risk-adjusted annual returns in their DC retirement plans than “their less sophisticated” peers.
Assessing the Annuity Landscape
Some advisors swear by annuities while others steer clear of them. Whichever camp you fall into, here are some annuity trends to watch.