When the IRS Wants Your Life Insurance Policy
The government can establish a lien against a policy. It can also foreclose.
Let Clients Figure the Retirement Funding Catastrophe Out for Themselves
The silver tsunami is here, and maybe all we have is ... some rubber duckies.
Reducing RMDs’ Tax Impact by Using NUA Tax Break
To reduce potential future tax burdens of RMDs, an often-overlooked net unrealized appreciation strategy may benefit younger clients.
The Consumer Price Index Starts a New Chapter
'Chained CPI' tends to be more generous toward the young than it is toward the old.
4 Hot Trends to Buy Into Before Year Ends
Before we bid our final adieu to 2018, we offer one last look at tradeable sectors for Q4 and beyond.
Pressure on U.S. Households Deepens
More consumers think they can handle a $2,000 shock, but they have little padding left.
Why Producers Let Clients Miss Out on Life Settlement Opportunities
U.S. consumers appear to be hundreds of times more likely to let a policy lapse than to sell it.
Embrace Your Inner Hero
Many people are jaded about their jobs, their government and their futures — but you don't have to be one of them.
Dollar Hoarding Is a Big Year-End Risk for Markets
One question is what will happen to efforts to raise the U.S. debt ceiling.
China's Move to Limit Risk Misses the Problem With Bonds
Beijing regulators are tired of bailing out failed 'wealth management' products.