Single Premium Deferred Annuities: One Size Does Not Fit All
An SPDIA can be a valuable retirement income product, but choosing the right SPDIA can’t be done using a one-size-fits-all approach.
How RIAs Can Promote Their Fiduciary Standard
Whether the DOL fiduciary rule gets repealed or not, clients will have questions. Here's how to get ahead of those questions.
Coaching or Consulting? It Depends on What You Need
The difference? Coaches tell owners what they need to hear; consultants them what they need to do. But that's only part of the answer.
The Dead Horse Bounce. And Another Thing About Flat Fees…
Why have the vast majority of independent advisors not adopted flat fees while those who did eventually switched back to AUM fees?
5 Keys to Bringing Value to Clients Now
Market volatility, increasing regulatory scrutiny, a continued desire for cost transparency and other factors have advisor-client relationships shifting.
5 Ways to Get Millennials Out of the House
An advisor explains how financial professionals can help young clients move ahead (and away from their parents' homes).
Credit Ratings: 3 Mistakes Investors Make
While credit ratings can be useful, they can also lead inexperienced or naïve investors to have a false sense of security.
The Truth About Fiduciary Duty Delegation
Regardless of the DOL fiduciary rule’s fate, the 401(k) market is full of opportunity for advisors, if approached in the right way.
The Dumb Money Isn't So Dumb
Retail investors have moved from active to passive funds, from high to low cost, and from commission-based brokerage accounts to fee-based managed accounts.
In the Eye of the Perfect Storm, the Future Is Forms
If the financial advisory industry had the equivalent of meteorologists, they would be ringing alarm bells.