Dodging Steep Penalties in Retiree-Only HRA Design
Worried about the Cadillac tax? ACA provisions have limited health reimbursement arrangements, but these vehicles may yet be important for employers.
4 Ways to Prepare Families for a Smooth Wealth Transfer
When wealth holders team up with a savvy advisor to teach their children how to manage wealth responsibly, many problems can be avoided.
8 Issues to Address in Your Advisory Contracts
Yes, a prudent investment advisory contract would include more than mere boilerplate, but don’t overlook the basics.
Star Trek Econ 201: Utopia, the Final Frontier
Rather than focus on "getting more" for clients, planners can help clients reach a higher level of happiness.
Fiduciary September 2015: A Historic Time for Fiduciary Advice
Reclaim your Advisers Act heritage, urges the Institute for The Fiduciary Standard, and tell your story to investors in the public square.
No Taxation With Diversification
An exchange fund — aka a stock swap fund — can help clients diversify out of their concentrated holdings without the immediate tax hit.
Jobs Report Could Portend Fed’s Next Move—Searching for Alpha for September 2015
Remember September 2008's jobs report? Friday's could be just as important for stocks.
Avoiding Pre-Retirement Rollover Traps: The Pro Rata Rule
Roth conversions and 401(k)-to-IRA rollovers often do not mix, especially in the same year.
Model Portfolios: Watching Inflows and Outflows
Model portfolios can be very helpful, especially in a market decline, but watch for imbalances created by inflows and outflows from the portfolio.
Ritholtz: Mom and Pop Learn to Outsmart Wall Street Pros
Mom and Pop were content to ride out the market’s volatility this past month, Barry Ritholtz writes. Meanwhile, it was the pros who lost it.