Dodging a Pro-Rata Tax Debacle on IRA Transactions
In many cases, ignoring the pro-rata rule on retirement plan distributions can turn what would have been an entirely nontaxable transaction into a transaction that generates a substantial—and avoidable—tax bill.
Coders: The Business Partners You Didn’t Know You Had
The developers working behind the scenes on advisor technology represent the bright, glorious underbelly of the financial advisory world you’ll likely never see, but depend on every day.
Mergers Raise Prices, Not Efficiency
The data show that while mergers may work out well for shareholders, they don't help the economy grow.
Market Timing Works, but It Mucks Things Up
The questions on timing: 1) Can it really work for asset managers? 2) Should investors buy into it? 3) How does it affect the market?
Your Biggest Cybersecurity Threat? Your Employees
Hackers routinely target workers who are dangerously oblivious to proper cybersecurity practices. Preventing staff-related data breaches demands firmwide education and vigilance.
Financial Services Explained, Pt. 1: The Cost of Everything
In the first of a series, we look at how advisors young and old can benefit from understanding how the industry works for your clients.
3 Powerful Benefits Financial Company CEOs Realize by Getting Social
Not long ago, CEOs — especially those at the helms of financial organizations — were perceived as inhabitants of lofty ivory towers.
Organized Crime Has Gone Online and Hackers Are Looking at You
Hackers use various attacks to infiltrate company systems and are soaking them for billions of dollars. Being pro-active is RIAs’ only option.
A 10-Step Retirement Planning Not-to-Do List for Clients
During National Save for Retirement Week, review with your clients how they can avoid these common retirement planning mistakes.
DOL Fiduciary: Outsourcing Offers Small Firms a Lifeboat
The primary focus for smaller plan sponsors looking to comply with the DOL fiduciary rule will likely be on mitigating risks through outsourcing.