Flat Fees Again: Hey, It’s Not My Fault!
Thoughtful comments from two readers requires another look at the flat fees vs. AUM compensation model for advisors.
Investing in Times of Trump, and Inflation
Here’s how to use different asset classes now to help guard client portfolios against inflation while contributing to total returns.
BD Back-Office Consolidation: Profit Bonanza or Service Boondoggle?
There are three models broker-dealers are following in light of higher expenses and lower revenue. Which is best for reps, and their BD?
Fintech Innovation Picks Up the Pace
If you want to know the state of affairs in advisor technology, be sure to make the annual trek to Joel Bruckenstein’s Technology Tools for Today (T3) conference.
What Will New Financial Choice Act Look Like?
A memo from Rep. Jeb Hensarling is full of changes to his sweeping financial bill, but industry insiders see a tough sell in the Senate.
Single Premium Deferred Annuities: One Size Does Not Fit All
An SPDIA can be a valuable retirement income product, but choosing the right SPDIA can’t be done using a one-size-fits-all approach.
How RIAs Can Promote Their Fiduciary Standard
Whether the DOL fiduciary rule gets repealed or not, clients will have questions. Here's how to get ahead of those questions.
Coaching or Consulting? It Depends on What You Need
The difference? Coaches tell owners what they need to hear; consultants them what they need to do. But that's only part of the answer.
The Dead Horse Bounce. And Another Thing About Flat Fees…
Why have the vast majority of independent advisors not adopted flat fees while those who did eventually switched back to AUM fees?
5 Keys to Bringing Value to Clients Now
Market volatility, increasing regulatory scrutiny, a continued desire for cost transparency and other factors have advisor-client relationships shifting.