14 Tax Changes in PATH Bill End Uncertainty for Many Planners
Law ends years of uncertainty on everything from charitable giving to small business incentives — and puts off new taxes as well.
The New Variables in Variable Annuities
The ability to alter terms of in-force VA contracts can provide carriers and clients with flexibility, but are they a smart choice for the client?
Indexed Annuity Providers’ Latest Twist: Uncapped Index Crediting
Carriers have tinkered with the uncapped index crediting method to allow for greater market participation as indexed annuities’ appeal has dimmed.
5 Tax-Savings Steps to Take Before Year-End
Time is running out for these tax savings, so remind clients to take action when appropriate but before Dec. 31.
Maximizing Fixed Indexed Annuity Earnings With Interest Crediting
Choosing the most appropriate interest crediting method can make or break a client’s FIA strategy.
Optional Death Benefits Broaden Investment-Only VAs' Surge
Unlike sales of most other variable annuities, IOVAs are gaining steam, and some have optional death benefits.
The Costs and Benefits of LTC Hybrids
The market for “hybrid” long-term care insurance products has been flooded as premium costs have soared.
Final DOL Rule Could Place Indexed Annuities Under Variable Umbrella
Advisors should thus ensure that sales practices comply with the rules.
Managing the Variables in a Variable Annuity Exchange
A variable annuity exchange is typically tax-free but hidden risks exist, and watch for the DOL fiduciary rule’s take on VA sales.
The Inherited Roth Rollover: How to Avoid Unpleasant Surprises
The rules on rolling over inherited retirement funds into an inherited Roth IRA are complicated, lawyers Robert Bloink and William Byrnes warn.