Social Security Survivor Benefits: Don’t Just Survive, Maximize
The extra funds overlooked in survivor benefits can mean the difference between living in poverty and relative comfort for many clients.
Trending QDIAs Unlock Retirement Income
New studies have shown that the recent evolution of QDIA options is likely to drive 401(k) plan participants’ future access to lifetime retirement income options.
In Fiduciary Rule, How Do You Define ‘Reasonable’ Compensation?
Since June 9, advisors have been bound by the rule’s impartial conduct standard, but defining the concept of “reasonable” compensation can be tricky.
The Build-a-Pension Trend
“Longevity risk” is such a concern that the IRS has eased rules to make it easier for clients to protect against the risk.
Should You Jump on the Buffer Annuity Bandwagon?
This product offers an appealing cross of annuity products that clients clearly want, but advisors should look before they leap.
Fiduciary Rule Readiness Check: June 9 Effective Date
With the DOL fiduciary rule applicability date now here, it is crucial that advisors understand what that actually means.
When Life Insurance Isn’t a Lifetime Investment
When a client needs to part with a “permanent” type of life insurance policy like whole life, be sure to carefully evaluate the tax consequences.
Beware the Working Retirement Tax Penalty
The question of how income from working in retirement affects the taxes of clients who are also claiming Social Security benefits is a tricky one.
On Medicaid-Compliant Annuities, How to Stay Within the Lines
When a married client requires long-term care, the healthy spouse will worry how to pay for that care and her own living expenses.
Don’t Settle for Less: Key Steps to Maximize HSA Growth Potential
When it comes to managing an HSA, the investment advantages can be stretched much further than the triple tax savings already offered.