Spousal Consent Rules and Marriage Contracts
With respect to ERISA-qualified plans, spouses have certain rights that cannot be taken away without their advance written consent.
Advanced tax time planning: 15 life insurance considerations
Life insurance is a unique asset with distinct taxation issues.
The pros and cons of fixed and indexed annuities
The risk and return characteristics of fixed and variable annuities are so fundamentally different that each type is more or less suitable for various purposes.
5 FAQs about adjustable life insurance
Adjustable life insurance is essentially a traditional fixed premium, fixed benefit policy.
How to manage 11 different life insurance beneficiary issues
Specificity is essential to making sure that life insurance benefits are administered exactly as the policyholder intended.
3 frequently asked questions about annuities
Despite pending compliance challenges, annuities will continue to be essential to financial security in retirement.
6 advantages of indexed universal life insurance
IUL policyowners enjoy virtually all the advantages they would enjoy if they owned regular universal life policies including flexibility and transparency.
Adjustable life insurance: Pros and cons
Adjustable life insurance is a “flexible premium” “adjustable death benefit” type of permanent cash value insurance. Its advantages and disadvantages are explored here.
6 problems solved by life insurance
Life insurance is the only certain way to create instant capital, which can be used to solve a multiplicity of personal and business problems.
15 legal issues every life insurance policy should address
Careful record keeping is essential for life insurance tax purposes, and in the event that someone legally challenges the policy.