Income Annuities in a Low-Rate Environment? You Bet!
In addition to interest rates, Scott Stolz says it's worth considering the regular return of principal and mortality credits.
A Glimpse of the Future of Annuities
Lower commissions and the continued decline of VAs are among the likely effects of the DOL fiduciary rule and other market forces.
Ladies and Gentlemen, Start Your Income
For annuity holders, the lifetime income benefit is a powerful vehicle — when handled right.
Divorce and Annuities: A Costly Combination
An annuity can seem harder to split than a marriage.
Annuities’ Alphabet Soup: Choosing the Best Option
Case studies demystify the merits of SPIAs, DIAs and GMWBs.
Do’s and Don’ts of Index Annuities
When a financial product experiences significant growth, as index annuities have, it is not uncommon for the product to be misunderstood or incorrectly positioned.
How Annuities Will Be Transformed by DOL Fiduciary Rule
After DOL’s rule is adopted this year, advisors will face a very different world when designing or selling annuities.
Living Benefits on Indexed Annuities: Insurance for Insurance
Despite the continued low interest rate environment, indexed annuity sales continue at near record levels.
Do Living Benefits on Indexed Annuities Make Sense?
Given the success that the variable annuity industry has had with offering living benefits as riders on their products, we shouldn't be surprised that the...