3 frequently asked questions about annuities
Despite pending compliance challenges, annuities will continue to be essential to financial security in retirement.
6 advantages of indexed universal life insurance
IUL policyowners enjoy virtually all the advantages they would enjoy if they owned regular universal life policies including flexibility and transparency.
Adjustable life insurance: Pros and cons
Adjustable life insurance is a “flexible premium” “adjustable death benefit” type of permanent cash value insurance. Its advantages and disadvantages are explored here.
6 problems solved by life insurance
Life insurance is the only certain way to create instant capital, which can be used to solve a multiplicity of personal and business problems.
15 legal issues every life insurance policy should address
Careful record keeping is essential for life insurance tax purposes, and in the event that someone legally challenges the policy.
Does your client have the right type of life insurance?
Four key factors can help determine the particular type of life insurance coverage that's most appropriate for a given client.
5 alternatives to indexed universal life insurance
A number of other types of life insurance policies or strategies offer some of the features of universal life and not others.
10 advantages of term life insurance
Although some agents and advisors believe that whole life insurance is always a superior product, term life insurance does have an important role to play in a client's financial plans.
How to compare life insurance policies
These nine comparison methods have distinct advantages and disadvantages.
9 more things to know about whole life insurance
When should whole life be used as a savings vehicle, how do policy loans work and which premium payment plan is best? It's all here.